An Introduction to RV Insurance

RV Insurance Explained

You just bought that RV you have dreamed of for years. You plan to road trip every weekend. You cannot wait to get on the road. But, do wait. Redden Insurance Agency of Bradley WV needs to talk to you first because you might not realize that you need RV insurance separate from your auto insurance.

Before you hit the road, learn about the insurance your RV requires and contact us to obtain a policy. No need for you to get a ticket while on one of those awesome road trips.

West Virginia requires RV insurance similar to its auto insurance requirements. You must obtain liability insurance in the amounts of:

  • $25,000 bodily injury or death coverage for one person per accident,
  • $50,000 bodily injury or death coverage per accident,
  • $25,000 per accident for property damages.Check with the storage facility you use or the RV campground for its insurance requirements. You must also carry insurance in the amounts of their requirements.Another scenario where you need your own RV insurance policy is when you want to rent an RV. Most rental agencies require a copy of your RV liability and property damage coverage. Some rental agencies require you to have full coverage.Redden Insurance Agency of Bradley WV wants you to understand that even if you own your RV outright, full coverage insurance makes sense. Full coverage ensures that if your RV was totaled in an accident, you would receive money for its replacement, plus medical costs. You may not realize how important RV insurance is to your finances until you need to repair or replace your RV due to an accident. At that time, you will be glad you called us.