RV Insurance: The Coverage the You Need on the Road

Many families enjoy exploring nature in their RV.  RV insurance is needed before you ever head out.  Our team at Redden Insurance Agency helps RVers in the Bradley WV area get the coverage they need. 

RVs are required to have liability insurance.  The policy is similar to auto insurance with a few distinct features.  RVs are operated as a vehicle but it is also considered a temporary domicile.  The size and weight of the RV will determine the type of policy needed.  RVs are rated A, B or C with C class “midsize RV” being the most popular.

Most RV policies include replacement costs in case the vehicle is stolen or totaled in an accident.  It will also cover anything attached to the exterior such as a satellite dish or awnings.  It will also cover any personal items inside the vehicle such as clothing, sports equipment, camping gear and electronics.  Your agent will also talk with you about how often you and your family use the RV.  If you only use it once a year for an annual camping trip, this may change which policy and amount of coverage that they recommend. 

At Redden Insurance Agency, our agents are ready to help you get your RV covered.  We know that owning an RV in the Bradley WV area is a great way for friends and family to enjoy quality time.  Our website has some information but to get personalized attention, come in to visit with one of our agents.  They will be able to discuss the best options for coverage and answer any questions that you may have.  Unfortunately, accidents happen when you’re on the road.  Getting adequate insurance coverage before anything happens is a smart move.  Come in and see us!